Trends
Regarding products and services
- The trend suggests that the current offer will be enlarged. Accordingly, one might expect the relationship between the region’s financial institutions and those in countries in which there is a more advanced financial system might encourage them to improve their marketing.
- It seems that donors are somewhat concerned about interest rates and their impact on the profits from the microcredit business. Indeed, once it has been deemed convenient not to cap the prices that institutions apply to the loans they grant to microenterprises, in response to the need for the sustainability over time of this offer, some of the cases being observed, in which extremely high interest rates co-exist alongside profits that are equally high, with institutions paying very little attention to improving their efficiency, have triggered a debate on the situation itself and on the support strategy that can and should be applied by those cooperation institutions that operate with public money.
